This Privacy Statement describes how St. Croix Home Loans, LLC ("St. Croix Home Loans, LLC") uses the information you provide.
You may choose to provide information about yourself in order to be contacted by St. Croix Home Loans, LLC or receive a response to your application for a certain loan product. Such information may include the following:
Primarily, the information you provide will be used to contact you and qualify you for certain loan product(s). You understand that by submitting your information through this application, you agree to be contacted regardless of registration with any federal, state or local Do Not Call list, Do Not Mail list, or any other comparable list or registry. By providing information to St. Croix Home Loans, LLC through this application, a telephone call, an e-mail or letter, you authorize St. Croix Home Loans, LLC to engage in the following uses of your information:
Additionally, you authorize St. Croix Home Loans, LLC to share your information with:
Federal law gives you the right to limit some but not all sharing. Federal law gives you the right to limit only:
Certain state law may give you additional rights to limit sharing. If you wish to opt-out, you must send an email to firstname.lastname@example.org or call 651-330-5507 indicating your preference to opt-out of sharing with affiliated companies, non-affiliated third parties or both. However, by opting-out you understand that such opt-out may affect your access to certain financial products, which may otherwise be available. You are encouraged to obtain information on as many products and providers as possible.
If you do not wish to opt-out, no action is required and until you provide the required notice of your opt-out preference St. Croix Home Loans, LLC is authorized to share your information as described above.
St. Croix Home Loans, LLC has measures in place directed to safeguarding the information that you provide. Such measures include, but are not limited to, implementing policies and procedures regarding data security.
Please note, no data transmission over the Internet or any wired or wireless network can be guaranteed to be 100% secure. St. Croix Home Loans, LLC recommends you do not send any confidential information and/or nonpublic personal information by e-mail. If you choose to send confidential information and/or nonpublic personal information to St. Croix Home Loans, LLC via e-mail, you accept all risk that such information may be intercepted by a third party.
Most web browsers afford you the option of modifying your settings to reject cookies should you choose. However, declining cookies may interfere with your ability to take full advantage of the features of this application.
Your information may be transferred in connection with a sale, merger, transfer, exchange or other disposition (whether assets, stock or otherwise) of all or a portion of the business of St. Croix Home Loans, LLC. You will have the opportunity to opt-out of further secondary use of your information following any such change in control.
St. Croix Home Loans, LLC reserves the right to modify this Privacy Statement at any time without notice, but the most current version of the Privacy Statement will always be available to you by clicking on the link at the bottom of this application. By continuing to use this application and the services available through it, after the date of any change to this Privacy Statement, including accessing this application, you agree and acknowledge acceptance of the Privacy Statement in its most current version.
By using this application, you agree to this Privacy Statement and to the use of the nformation St. Croix Home Loans, LLC receives and collects as stated herein and in ways St. Croix Home Loans, LLC may notify you of in the future. By providing any personal information to this application, you acknowledge that you fully understand and consent to the collection and processing of such information. St. Croix Home Loans, LLC reserves the right at its discretion to modify this Privacy Statement at any time. Your continued use of this site following the posting of changes to these terms indicates your acknowledgment and acceptance of all changes.
Should you still have questions regarding St. Croix Home Loans, LLC's use of your information and the protection afforded it, you may contact St. Croix Home Loans, LLC using the below information:
St. Croix Home Loans, LLC
106 Main Street South 2nd floor
Stillwater, MN 55082br> email@example.com
Although St. Croix Home Loans, LLC has tried to provide accurate and timely information, the content of this application may not be accurate, complete and/or current and may include typographical errors or technical inaccuracies. The information and materials contained in these pages, and the terms, conditions and descriptions that appear on this application, are subject to change at any time without notice. St. Croix Home Loans, LLC may change the products, services and other information identified on this application at any time. Applicable terms, conditions and eligibility requirements are subject to change and not all products and services are available in all geographic areas. Any decisions which you may make based upon the information contained in this application shall be at your sole risk and responsibility. Your eligibility for particular products and services is subject to final approval, determination and acceptance by a lender in its sole and absolute discretion, notwithstanding your use of this application.
THE INFORMATION AND MATERIALS CONTAINED IN THIS APPLICATION, INCLUDING TEXT, GRAPHICS, LINKS OR OTHER ITEMS - ARE PROVIDED "AS-IS" AND "AS AVAILABLE" AND St. Croix Home Loans, LLC DOES NOT WARRANT THE ACCURACY, ADEQUACY OR COMPLETENESS OF SUCH INFORMATION AND MATERIALS AND EXPRESSLY DISCLAIMS LIABILITY FOR ERRORS OR OMISSIONS IN THIS INFORMATION AND MATERIALS. NO WARRANTY OF ANY KIND, IMPLIED, EXPRESS OR STATUTORY, INCLUDING, BUT NOT LIMITED TO THE WARRANTIES OF NON-INFRINGEMENT OF THIRD PARTY RIGHTS, TITLE, MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND FREEDOM FROM COMPUTER VIRUS, OR OTHER MALWARE, IS GIVEN IN CONJUNCTION WITH SUCH INFORMATION AND MATERIALS.
YOU ACKNOWLEDGE THAT St. Croix Home Loans, LLC DOES NOT WARRANT THAT THIS APPLICATION WILL BE UNINTERRUPTED OR ERROR FREE; NOR DO IT MAKE ANY WARRANTY AS TO THE RESULTS THAT MAY BE OBTAINED FROM USE OF THIS APPLICATION, OR AS TO THE TIMELINESS, SEQUENCE, ACCURACY, RELIABILITY, COMPLETENESS OR CONTENT OF ANY INFORMATION OR SERVICE PROVIDED THROUGH THIS APPLICATION.
IN NO EVENT WILL St. Croix Home Loans, LLC OR ITS LENDER(S) BE LIABLE FOR ANY DAMAGES, INCLUDING, WITHOUT LIMITATION: DIRECT OR INDIRECT, SPECIAL, INCIDENTAL OR CONSEQUENTIAL DAMAGES, LOSSES OR EXPENSES ARISING IN CONNECTION WITH THIS APPLICATION OR USE THEREOF OR INABILITY TO USE BY ANY PARTY, OR IN CONNECTION WITH ANY FAILURE OF PERFORMANCE, OR ANY INFORMATION PROVIDED IN CONNECTION WITH THIS APPLICATION OR HOW SAID INFORMATION WAS OBTAINED, OR ANY ERROR, OMISSION, INTERRUPTION, DEFECT, DELAY IN OPERATION OR TRANSMISSION, COMPUTER VIRUS OR LINK OR SYSTEM FAILURE, EVEN IF St. Croix Home Loans, LLC OR ITS LENDER(S), OR REPRESENTATIVES THEREOF ARE ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, LOSSES OR EXPENSES.
You are prohibited from violating or attempting to violate the security of this application, including, without limitation: (a) accessing data not intended for your viewing or logging into a server or account which you are not authorized to access; (b) attempting to probe, scan or test the vulnerability of a system or network or to breach security or authentication measures without proper authorization; or (c) attempting to interfere with service to any user, host or network. Violations of security measures may result in civil or criminal liability. St. Croix Home Loans, LLC will investigate occurrences that may involve such violations and may involve, and cooperate with, law enforcement authorities in prosecuting users who are involved in such violations.
Copyright in the pages and in the screens displaying the pages, and in the information and material therein and their arrangement is owned by a third party, unless otherwise indicated, and are protected by U.S. copyright laws and international treaties. The copyrighted materials on the application include, but are not limited to, the text, design, software, images, graphics, source code, and the content on the application. You are authorized to view the information available on the application for your informational purposes only. You may not copy, republish, redistribute, transmit, participate in the transmission of, create derivatives of, alter, edit or exploit in any manner any material including by storage on retrieval systems. Deliberate misuse of this application is expressly prohibited and St. Croix Home Loans, LLC reserves the right to terminate your access to this application at any time for any reason and to advise the legal authorities of any misuse of this application, including, without limitation, to hacking. You may not use, copy, display, distribute, modify or reproduce any of the trademarks found on this application.
Please note that messages you send St. Croix Home Loans, LLC by e-mail may not be secure and St. Croix Home Loans, LLC recommends that you do not send any confidential information to St. Croix Home Loans, LLC by e-mail. If you choose to send confidential information to St. Croix Home Loans, LLC via e-mail, you accept all risk that such information may be intercepted by a third party.
By submitting your information to St. Croix Home Loans, LLC through this application or by any other method, you are inquiring about loan products and give St. Croix Home Loans, LLC permission to contact you via e-mail, telephone, letter, fax or using any other information you provide, regardless of registration with any federal, state or local Do Not Call list, Do Not Mail list, or any other comparable list or registry.
St. Croix Home Loans, LLC understands the need to safeguard your information from unauthorized use and disclosure. Please see the Privacy Statement which is available on this application.